Waterfront view along the Florida coast in St. Augustine, with palm trees and blue sky
Independent · Local · Trusted

Personalized insurance
solutions for individuals
and businesses.

Livermore Advisory Group is an independent, Florida-owned insurance brokerage serving individuals and businesses statewide — built to replace confusing, one-size-fits-all coverage with plans chosen for your specific needs.

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Accepting new clients statewide

Livermore Advisory Group exists for one reason: to replace one-size-fits-all insurance with coverage chosen specifically for you.

Independent, by design

We are not employed by any single insurance company. Every recommendation is based on comparing real options across carriers — not on which company we're required to sell.

Licensed and personally accountable

Both founders hold Florida 2-15 insurance licenses. You'll always speak directly with a licensed agent — never a call center or an automated script.

Here after you enroll, not just before

Coverage needs change. We stay reachable for questions, claims, and annual reviews — for as long as you're a client, not just through your first sign-up.

Kyle Livermore

Kyle Livermore

Co-Founder & President

Licensed FL 2-15. Leads carrier relationships, commercial and business coverage.

Kennedy Livermore

Kennedy Livermore

Co-Founder & Chief Client Officer

Licensed FL 2-15. Leads client relationships, Medicare and individual health.

Coverage Ledger

Four lines of coverage. One person to call.

We focus deliberately — Medicare, Medicaid, individual health, and small-business commercial policies — so every plan we recommend is one we genuinely understand.

01
MedicareIndividual · 65+
Advantage, Supplement, and Part D plans compared side by side, in plain English, with no carrier pushing us to lead with their product.
02
MedicaidQualified households
Help understanding eligibility and enrollment, and coordinating coverage for families navigating a change in income or circumstance.
03
Health InsuranceIndividuals & families
ACA marketplace and private health plans matched to your doctors, prescriptions, and budget — not the other way around.
04
CommercialSmall business
General liability, workers' comp, and group benefits sized for teams of 2 to 50, from an advisor who'll actually pick up the phone.
Why Independent

A captive agent sells you their company's plan. We shop the market.

No single carrier to protect

We're not measured on any one company's sales targets, so the plan we suggest is the one that fits — even if it means less commission for us.

One relationship, every renewal

Rates and needs change every year. We review your coverage annually instead of leaving you to re-shop alone.

Florida-owned, statewide

Not a national call center. You'll talk to a licensed Florida agent directly, every time — anywhere in the state.

How It Works

From first call to enrolled coverage.

Consultation

A no-pressure conversation about your situation, budget, and what you actually need covered.

Compare carriers

We shop appointed carriers on your behalf and bring back real, comparable options.

Enroll

We handle the paperwork and walk you through enrollment start to finish.

Ongoing support

Questions, claims, or life changes — you call us, not an 800 number.

Get In Touch

Let's talk coverage.

We work with individuals and small businesses to build insurance coverage around what actually matters to them.

Email info@livermoreadvisorygroup.com
Serving Individuals & businesses
Reach Out

Tell us what you need

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